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Explanation of benefits

An explanation of benefits or EOB (also sometimes called an EOP, R&S or SOP) is not a bill, but rather a summary or explanation of services sent to you after a visit to a doctor, clinic, hospital or other medical service provider.

An explanation of benefits summary shows you and your medical provider what portion of the charges is eligible for benefits under your specific plan.

Why should you read your EOB?

The EOB is a summary of all charges and payments. Reviewing it helps to reduce the risk of costly billing errors.

The EOB typically provides the following information:

The EOB can help prevent cosly errors, such as:

If you have questions about items on the summary or how benefits were determined, there are several ways to get more information on how your services were processed by your insurance company:

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